Make your tailored sales page for Term life insurance agents

How To Improve Insurance Sales Ensure They Know ALL of Your Product or Service Range. Understand Clients WANT Your Advice. Know Who Your Clients Are. Lead With Storytelling. Differentiate Yourself From Competitors. Ask Cross Sale Related Questions During Quotes. Fulfill Your Clients Most Pressing Needs First. Ask For Referrals.

As a policyholder, you can sell your insurance directly to a buyer, called a life settlement provider. You can also use a life settlement broker or you can work with a full-service life settlement company. A life settlement provider buys converted term policies directly.

8 Effective Ways to Generate Quality Leads and Increase Life Insurance Sales Identify and Understand Your Target Market. Build Relations Within Your Community. Find Prospects on Social Media. Sign-up on Online Directories and Listing Sites. Leverage Cold Calls and Emails. Start Blogging.

Proven Marketing Strategies for Agents to Boost Sales Master the Art of Social Media Marketing. Build Relationships with Email Marketing. Host Educational Events (In-Person or Online) Leverage Local Marketing. Use Video Marketing to Stand Out. Optimize Your Website for Leads. Tap into the Power of Referrals.

Typically, a life insurance agent receives anywhere from 30% to 90% of the amount paid for a policy (also known as the premium) by the client in the first year. In later years, the agent may receive anywhere from 3% to 10% of each yearʼs premium, also known as renewals or trailing commissions.

Commission Structures Across Insurance Types Growth Trend Insurance TypeFirst-Year CommissionRenewal Commission Auto Insurance 10-15% of premium Same as first year Homeowners 15-20% of premium Same as first year Commercial Auto 10-15% of premium Same as first year Commercial Property 10-20% of premium Same as first year16 more rows Mar 5, 2025

Commission Rates Earning Potential Commission rates depend on several components, including whether you are a captive or independent agent and the types of products sold. Commissions for term life insurance usually range from 30% to 80% of the annual premiums.

Whether you are selling them to employers or individuals, these policies tend to be large, with significant annual premiums. In the first year, a life insurance agent can earn anywhere from 30% to 90% of this premium, along with 5% to 10% of premiums paid in later years.

The death benefit value typically varies between 10 and 25 percent. This means a $100,000 policy will provide you with up to $25,000. Factors affecting how much you will get for selling your life insurance policy include life expectancy, its cash value, and the premium amount.

Totally possible. The sky is the limit if you are in any kind of sales job involving high worth clients and financial or real estate products. Good sales people put 10s and 10s of millions of dollars on the books of insurers, banks, etc. They are paid for it.